Pauls Valley, OK, Pauls Valley Democrat

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December 28, 2012

7 resolutions for saving money in 2013

Over the past year, we've discussed what to buy and how to save. Fifty-two columns later, we can safely boil spending and saving secrets down to one simple strategy: Have a plan. For retirement. For dream vacations. Even for the grocery store.

Smart spending and saving only happens when you're alert. And whether you're living paycheck to paycheck or managing an eight-figure investment portfolio, we're all saving, investing and hunting for bargains so we can spend later. Even those who can afford to be lazy with their finances usually aren't.

This year, we've examined the importance of haggling, the need to invest, the price of gold and how to splurge wisely. We've saved money on international vacations, cosmetic procedures, energy audits and, yes, even funerals.

In planning for a new year of savings, there are certain things you should and, frankly, must do if you want to save money in 2013. Here are our best tips for saving in the new year.

— Cancel unused annuals now

How many weekly magazines do you read cover to cover? If you're going to the gym once a month, wouldn't you rather walk to the movie theater and spend that money there? We have great intentions for the new year: to read more, to run more, to eat better foods. But good intentions sometimes hurt our spending resolutions. If you didn't use the gym in 2012, you probably won't use it next year. If you don't have time to read the New Yorker now, trust us, it will make you feel guilty if you see it on the kitchen counter. Cancel all of it now. Reinstate it when you've proved to yourself that it's a genuine part of your life.

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  • Why a see-through mouse is a big deal for scientists

    A group of Caltech researchers announced in Cell Thursday their success in making an entire organism transparent. Unfortunately, this isn't any kind of "Invisible Man" scenario: The organism in question is a mouse, and the mouse in question is quite dead.

    July 31, 2014

  • Screen Shot 2014-07-31 at 2.12.55 PM.png VIDEO: Five-year-old doesn't want her brother to grow up

    Sadie, an adorable 5-year-old from Phoenix, wants her brother to stay young forever, so much so that her emotional reaction to the thought of him getting older has drawn more than 10 million views on YouTube.

    July 31, 2014 1 Photo

  • lockport-police.jpg Police department turns to Facebook for guidance on use of 'negro'

    What seems to be a data entry mistake by a small town police department in western New York has turned into a social media firestorm centered around the word "negro" and whether it's acceptable to use in modern society.

    July 31, 2014 3 Photos

  • The virtues of lying

    Two computational scientists set out recently to simulate the effects of lying in a virtual human population. Their results, published in the Proceedings of the Royal Society B, show that lying is essential for the growth of a cohesive social network.

    July 31, 2014

  • Sunburn isn't the only sign of summer that can leave you itchy and blistered

    You've got a rash. You quickly rule out the usual suspects: You haven't been gardening or hiking or even picnicking, so it's probably not a plant irritant such as poison ivy or wild parsnip; likewise, it's probably not chiggers or ticks carrying Lyme disease; and you haven't been swimming in a pond, which can harbor the parasite that causes swimmer's itch.

    July 30, 2014

  • Survey results in legislation to battle sexual assault on campus

    Missouri U.S. Sen. Claire McCaskill joined a bipartisan group of senators Wednesday to announce legislation that aims to reduce the number of sexual assaults on college campuses.

    July 30, 2014

  • An alarming threat to airlines that no one's talking about

    It's been an abysmal year for the flying public. Planes have crashed in bad weather, disappeared over the Indian Ocean and tragically crossed paths with anti-aircraft missiles over Ukraine.

    July 30, 2014

  • Sharknado.jpg Sharknado 2 set to attack viewers tonight

    In the face of another "Sharknado" TV movie (the even-more-inane "Sharknado 2: The Second One," premiering Wednesday night on Syfy), there isn't much for a critic to say except to echo what the characters themselves so frequently scream when confronted by a great white shark spinning toward them in a funnel cloud:
    "LOOK OUT!!"

    July 30, 2014 1 Photo

  • 20140729-AMX-GIVHAN292.jpg Spanx stretches into new territory with jeans, but promised magic is elusive

    The Spanx empire of stomach-flattening, thigh-slimming, jiggle-reducing foundation garments has expanded to include what the brand promises is the mother of all body-shaping miracles: Spanx jeans.

    July 29, 2014 1 Photo

  • Medical marijuana opponents' most powerful argument is at odds with a mountain of research

    Opponents of marijuana legalization are rapidly losing the battle for hearts and minds. Simply put, the public understands that however you measure the consequences of marijuana use, the drug is significantly less harmful to users and society than tobacco or alcohol.

    July 29, 2014

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